Ultimate Small Business Calculator Toolkit

Product description

Ultimate Small Business Calculator Toolkit
Price it right, plan your cash, and see where your profit really goes, all in one spreadsheet.

Running a small business shouldn't mean juggling ten different calculators and guessing whether you can afford to pay yourself this month. The Ultimate Small Business Calculator Toolkit brings pricing, forecasting, cash flow and tracking into one connected workbook. Change a number once and everything updates.

It's built for Etsy sellers, makers, freelancers and service businesses. It answers the questions that matter:

• Am I charging enough? Work out the true cost of every product, with materials, labor, packaging and shipping, and get a suggested price based on the margin you want.

• What do the platform fees really cost me? Pick your sales channel (Etsy, Shopify, Amazon, Square or Gumroad) and the fees fill in automatically.

• What should my hourly rate be? Set your target pay and overhead and get a billing rate that covers both. Every service quote is checked against it.

• How much do I need to sell to break even? See it for your first month and as a 12-month average, plus how many units it takes.

• Will I run out of cash? A 12-month cash flow forecast includes owner pay, loan repayments and a tax set-aside. The cash you see is cash you can spend.

• What if sales drop? Switch between Base, Downside and Upside scenarios with one dropdown and watch the whole plan update.

• Where am I heading? A 3-year outlook shows how revenue and profit could grow.

Track what actually happens

Log your sales and expenses as you go. The toolkit builds your actual profit and loss, actual cash flow and profit by product, and compares them against your plan. It also includes:

• an invoice tracker with overdue aging

• inventory reorder alerts

• a marketing return-on-ad-spend calculator

• a loan repayment calculator

Clear at a glance

A dashboard shows revenue, profit, margin, lowest cash month and ending cash, with charts. Red and amber flags highlight anything that needs attention. 19 automatic checks tell you if something doesn't add up.

What's included

• Excel workbook (US edition, USD)

• Excel workbook (UK edition, GBP with VAT)

• Google Sheets-ready version

• Quick-start PDF guide to get set up in six steps

• A fully worked example business so you can see how everything fits together before adding your own numbers

Easy to use, hard to break

Amber cells are yours to edit. Everything else calculates for you. In the Excel editions, formulas are locked so you can't overwrite them by accident.

Capacity: 10 products, 5 services, 500 transactions, 100 invoices and 10 ad campaigns.

Requirements: Microsoft Excel 2019 or later / Microsoft 365, or a free Google account for Google Sheets. No macros, no subscriptions.

This is a digital download. No physical item will be shipped. All example figures are fictional. The toolkit is a planning tool, not tax, legal or financial advice. Tax set-aside and sales tax/VAT figures are estimates, so confirm your rates with an accountant.